Your Dream Home, Made Simple

Friendly Guidance. Reliable Solutions. Happy Homes.

Buying a home should be exciting, not stressful. That’s why we make the mortgage process clear, quick, and worry-free—so you can focus on moving into the life you’ve been dreaming of.

No Credit Hits

We don’t run your credit multiple times — we protect it. Your score stays safe.

100% Free

No fees, no obligations. Just answers — fast and free. No tension, no hassle.

Fast & Easy

Get a clear view of your buying power in minutes — without paperwork or pressure.

Building Confidence, Trust, and Smiles in Your Homeownership

At Lower Your Mortgage, we believe buying a home should feel exciting—not overwhelming. That’s why we combine expert knowledge with friendly guidance to make every step simple, clear, and stress-free.

Best Reasoned For Choose Our Service

Comprehensive Cost Savings Beyond Just the Rate

While known for securing favorable rates, Duane Buziak emphasizes a “whole package” approach to saving clients money and the other things

Personalized & Responsive Service

Many client testimonials highlight Duane Buziak’s dedication to personalized service, clear communication, and responsiveness,

No-Cost, No-Obligation Pre-Approvals & Soft Credit Checks

Duane Buziak offers free, no-obligation pre-approvals and utilizes soft credit checks, meaning clients can explore their mortgage options and get pre-approved

Expertise and Diverse Loan Options

With over a decade of experience and a high national ranking, Duane Buziak demonstrates expertise across a range of loan products, including conventional,.

What We Offer

Whether you’re a first-time buyer or upgrading to your forever home, we provide flexible loan options and step-by-step guidance to make the process smooth and stress-free.

Home buying

Everything You Need to Know for a Smooth and Stress-Free Home Buying Journey

Calculators

Explore the opportunities available to you using your current numbers Services.

Helocs

Stay updated on the latest rates and discover how lower rates can benefit you.

Free NoTouch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.

With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.